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Redefine Customer Engagement in Retail Banking with an AI-First Data Mesh
Unify customer accounts, transactions, channels, and financial goals to deliver faster credit-risk decisioning and personalized banking experiences through AI-powered financial analytics.
Why Banking Leaders Choose Latttice
Retail banks using Latttice cut loan approval times by 40%, transforming how they serve customers and manage risk.
30% Faster Credit-Risk Decisioning
Accelerate credit decisions and risk assessment with AI-powered insights that deliver actionable recommendations when product and risk teams need them most.
Unified 360° Customer View
Complete visibility across accounts, transactions, channels, and financial goals with automated data integration from all banking sources.
Self-Service Analytics
Empower product and risk teams with intuitive financial analytics - no IT backlog or data-ops bottleneck required.
Real-Time Credit & Risk Underwriting
Data Sources
  • Core banking ledger
  • Credit bureau feeds
  • Transaction histories
  • Behavioral signals
Latttice Flow
Connect → credit-risk data product → Underwriting Agent → NL UI decision support
25%
Reduction in Default Rates
Through dynamic risk scoring
Personalized Financial Product Recommendations
Data Sources
Customer transactions, demographics, product holdings, and digital engagement data
Latttice Processing
Data Product → Recommendation Agent → targeted offer dashboards
Results
20% lift in cross-sell success rate
Fraud Detection & Anti-Money Laundering (AML)
Data Sources
  • Payment rails
  • Wire-transfer logs
  • KYC/AML watchlists
  • Device fingerprinting
Latttice Flow
Federated mesh → Fraud-Detection & AML Agents → real-time alert workflows
Outcomes
Dramatically improved fraud detection accuracy and compliance efficiency.
35%
Fewer false positives
50%
Faster SAR filing
Channel & Campaign Analytics
01
Data Collection
Mobile/web/ATM usage logs, call-center transcripts, and campaign metadata
02
AI Processing
Connect → L&D-Effectiveness Agent → skills-gap heatmaps
03
Optimization
15% improvement in digital channel conversion
Architecture & Technical Specifications
Latttice provides a comprehensive, secure, and compliant data mesh architecture designed specifically for retail banking operations.
Technical Highlights
Connectors
JDBC/ODBC for core banking, REST/SFTP for bureau and KYC feeds, Kafka/HTTP for transaction & channel logs
AI Agents
Underwriting Agent, Recommendation Agent, Fraud & AML Agent, Campaign Analytics Agent
Security & Compliance
PCI DSS, SOC 2, ISO 27001 compliant with AES-256 encryption and OAuth 2.0/SAML SSO
Consumption Layer
LattticeGPT, Natural Language Analytics UI, REST & GraphQL endpoints, Webhooks
Governance
Employee-level Lineage Tracking, RBAC & ABAC policies, GDPR/CCPA Compliance Monitoring
Customer Success Story
Regional Retail Bank
1.2M customers
Challenge
  • Siloed risk, transaction, and channel data
  • Lengthy loan-approval SLAs
  • Rising false-positive fraud alerts
Solution
Latttice mesh + Underwriting, Fraud & Recommendation Agents
35% Faster
Loan decisions
30% Fewer
False-positive fraud cases
18% Lift
Cross-sell offers
5 Months
ROI achieved
Ready to Transform Your Retail Banking Operations?
Join leading retail banks who have already cut loan approval times by 40% and reduced false-positive fraud cases by 30% with Latttice.